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Program Brokerage Corporation

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Program Details -

Real Estate Umbrella Insurance


This program has been designed to provide high limit umbrella liability coverage for entities involved in the ownership and management of commercial and residential real estate located nationwide.

Coverages Offered:

  • Options of $5 million, $10 million,$25 million, $50 million, $75 million, and $100 million, with aggregates provided per location
  • Directors & Officers Liability (Co-op/ Condo Buildings)
  • $100,000,000 Follow Form Lead Paint Liability Available


  • Across the United States

Target Facilities:

  • Rental Buildings
  • Co-op/ Condo Buildings
  • Residential buildings with ground floor mercantile exposure
  • Office Buildings- Lessors Risk Only
  • Shopping Centers
  • Warehouses/ Industrial Property

Minimum Premium:

  • $2,000

Not Eligible:

  • Housing projects; Housing authorities; Section 8 housing
  • Buildings under construction
  • Nightclubs
  • Gasoline service stations
  • Schools or Religious Organizations
  • Adult and Children's Day Care operations

 Required Documents:

  • PBC Supplemental Application
  • Acord Application
  • 3-5 Years Loss History

About PBC:

Program Brokerage Corporation (PBC),, is the wholesale subsidiary of HUB International Group Northeast Inc. A powerful market resource for brokers and agents, we are also a partner for carriers reaching out to the commercial insurance buyer in innovative, cost-effective ways. We've pioneered an innovative approach to Purchasing Group Insurance buying, which has won popular acclaim.

With experience, resourcefulness, financial backing, strong administration and IT teams, we have enough conviction to participate with our own money on both the claims and expense side. We have a strong focus on underwriting and claims handling and legal expertise. This translates to a win for the producer, a win for the carriers, and a win for the insured. Let us tell you why and how.

For more information contact:

Gary Shapiro
Phone: 516-496-1346

Tom Henderson

Phone: 212-338-2946

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming