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NAS Insurance Services, Inc.

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Program Details -

Sexual Misconduct and Molestation Liability Insurance


In today's increasingly litigious environment, entities are being contractually required to carry limits of sexual misconduct and molestation insurance never before carried. These companies need an innovative insurance product that provides the required coverage for their exposure as a contracted employee. Sexual Misconduct Liability Insurance is designed to assist these entities fulfill their insurance needs.


  • Coverage includes negligent hiring, employment, training, investigation and retention or failure to report employees who commit acts of sexual misconduct or molestation.
  • Worldwide Coverage - Claims can be brought outside the U.S.
  • Broad definition of Insured Persons includes executive officers, directors, trustees, employees, contractors, coaches and volunteers
  • Duty to defend and pay on behalf of wording
  • Extended Reporting Period is available


  • Janitors working on school campuses
  • Contract workers on college and university campuses
  • Engineering companies
  • Bus transportation
  • Cafeteria food service vendors
  • Airport transportation 

Limits Available: Up to $1,000,000

Minimum Deductible: $10,000

Minimum Premium: $7,000

Ineligible States: Illinois

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming