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NAS Insurance Services, Inc.

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Program Details -

Abuse/Molestation Legal Expense and Loss Reimbursement Insurance



Organizations with clients under their care, custody or control including, but not limited to, the following:

  • Camps
  • Nursing Homes
  • Churches
  • Schools
  • Community Theater/Arts Programs
  • School Bus Companies
  • Mental Health Services
  • Tutoring Services

Abuse/Molestation coverage also extends to individuals, groups and businesses that sponsor events on their premises, such as:

  • Homeowner associations
  • Property managers
  • Land owners

Limits Available:

  • Up to $250,000 each claim/$500,000 aggregate for reimbursement of Legal Expense and Loss (higher limits available for reimbursement of Legal Expense only).

Special Features:

  • Free selection of defense counsel
  • First party coverage
  • Prior acts coverage available for Legal Expense coverage only
  • Waiver of co-insurance upon selection of panel counsel (available for legal and loss)
  • Coverage for directors, trustees, officers or other employees or volunteers (when entity is also named as a party defendant)

Minimum Premium: $2,500

Minimum Deductible: $2,500

Ineligible Classes: Catholic Organizations, International Travel/Student Exchange Programs

Ineligible Territories: Available in all states (Note: legal expenses is ineligible in the state of New York)

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming