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AmWINS Program Underwriters

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Program Details -



LawyerGuard, one of AmWINS Program Underwriters specialized insurance programs designs comprehensive insurance packages for law firms of all sizes. We know the unique legal liabilities you face both personally and professionally as a lawyer. Our coverages are tailored to specifically address the needs of each individual firm.

With each LawyerGuard program, there are three components:

  • Standard Lawyers Professional
  • Excess Lawyers Professional
  • Preferred Program for Defense Attorneys with 51% or more in the defense area of practice

Available Coverage

  • Mutual choice of counsel
  • Up to $10 million in capacity
  • Coverage for punitive damages on a "most favorable law" basis
  • Provides a 50% reduction in the deductible if the claim is settled through mediation ($25,000 maximum)
  • Pre-claim assistance
  • Crisis event coverage
  • A "soft" hammer clause
  • No deductible for claims from pro bono work
  • High loss of earnings and disciplinary defense coverage limits
  • Free retirement tail with no minimum retirement age
  • Free death/disability tails
  • Individual tail option: any lawyer is able to purchase an individual tail for a flat $1,500 when ceasing the practice of law
  • 1, 2, 3, 5 year and unlimited tail options included in policy
  • Express coverage for malicious prosecution under the definition of personal injury
  • Claim Expenses Outside Limits available to qualifying firms
  • Loss Only and Aggregate Deductibles available to qualifying firms

Defense Lawyers Professional

If a law firm's practice consists of 51% or more defense work, they may qualify for the DRI program, and will receive the following:

  • 10% reduction in the deductible
  • Additional premium credit of 10-15%
  • Subpoena assistance coverage
  • An endorsement to the policy that eliminates five exclusions

Eligibility Requirements

LawyerGuard can be tailored to fit the needs of each individual law firm, no matter what the size. Program details include:

Standard Lawyers Professional:

  • Full-time/part-time private practice
  • No more than 40% plaintiff work
  • No more than 20% real estate work

Excess Lawyers Professional

  • Full follow form: admitted excess in 43 states
  • Surplus excess for CA, CT, HI, NY, OR, VA, and WA

The Preferred Program for Defense Attorneys

  • Must be engaged in minimum 51% defense work
  • Endorsed by DRI (Voice of the Defense Bar)
  • Open to both DRI and non-members

This is only a brief over of LawyerGuard. For additional details on our LawyerGuard insurance program and how we can help you identify and address specific legal-liability risks, please fill out the contact form above.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming