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Victor O. Schinnerer & Company, Inc.

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Program Details -

Non-Profit Organizations


WE INSURE-Trade and professional associations, charities, foundations, museums, chambers of commerce, agricultural co-ops, select condo and homeowners associations, and many more

Schinnerer's Non-Profit D&O program offers directors & officers, employment practices liability, fiduciary liability, crime, and kidnap, ransom & extortion coverage parts to non-profit organizations. Our policyholders can be protected against alleged claims of fraud, unfair competition, employment discrimination, sexual harassment, wrongful termination, discrimination, and employee and pension plan mismanagement.

  • Minimum premium: $650
  • Maximum limits: $5 million
  • Shared or separate limit options
  • Defense coverage for wage and hour claims
  • No D&O hammer clause
  • Defense outside the limits available
  • Crime coverage for fidelity, forgery and alteration, inside the premises loss, in transit loss, money orders and counterfeit money, computer crime, funds transfer fraud, and personal accounts protection
  •  Broad insured persons coverage for KR&E
  • Broad definition of subsidiaries
  • First dollar defense for claims that are D&O only
  • EPL coverage extended to contract employees
  • Two year policy terms available

Admitted in most states and the District of Columbia.


Ana Recuero

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Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming