Architects, Engineers and Surveyors Program (Property / Casualty) Insurance

Program Manager:  Underwritten directly by Travelers A&E Specialty Practice

SIC Codes:  8711, 8712, 8713

For twenty years, Travelers has been providing property, inland marine, crime, general liability,automobile, workers compensation, and umbrella insurance to architects, engineers and surveyors across the country.  As a national sponsor for one of the largest professional liability agency networks, as well as working through local independent agencies, Travelers' Architects & Engineers Specialty Practice has been the lead carrier with innovative coverage options and timely responsiveness to the needs of our insureds .

Travelers' appetite for architects includes civil, structural and landscaping architects.  For engineers, civil, mechanical and electrical engineers are our specialty, along with geotechnical and phase 1& 2 environmental engineers.  Many of our clients have a surveying department, particularly civil engineers working with municipalities, and we cover those employees, as well as stand alone surveying firms. 

Travelers has addressed the unique coverage needs for architects, engineers and surveyors by developing coverage forms for property used primarily off-premises including business interruptions should that property get damaged, coverage for valuable papers, GPS systems, laptops, and waterborne property.

Coverage: 

Property   

Building, business personal property, Electronic Data Processing (computer) equipment, business income and extra expense at actual loss sustained valuation, fine arts, valuable papers and records, full limits for property off-premises and utility services direct damage coverage

Inland Marine             

Available options include replacement cost coverage for property used off premises, including surveying equipment, GPS systems, theodolites and data stored on this equipment; property used underground or while waterborne, small watercraft, and business income for loss of any of this covered equipment

Crime                         

Built-in employee dishonesty coverage as well as ERISA coverage, with options to increase the limit of coverage based on the insured's needs.

General Liability           

Notable elements include blanket additional insured with primary and non-contributory coverage, per project and per location aggregate, waiver of subrogation, unnamed partnerships or joint ventures, and coverage for advertising and personal injury for an insured's website

Automobile                  

Include owned and non-owned liability, plus available broad form named insured, hired car physical damage, waiver of subrogation, world wide hired car, blanket additional insured, and lease gap coverage

Workers Compensation 

Available for a wide array of architects, engineers and surveyors

Umbrella                      

Coverage provided for broadened named insureds, newly acquired and newly formed organizations as allowed for in the underlying policies.  Waiver of subrogation and worldwide coverage territory is also included.  Limits of up to $5,000,000 are provided within National Programs, with higher limit options available through Travelers Excess Casualty.

All types and sizes of operations are welcome - existing clients include individual entrepreneurs generating minimum policy premiums to the largest architect and engineering firms in the country.  Many of our larger firms not only need coverage for multi-state operations, but may also need coverage for projects around the world.  Our Global Operations partners can assist in worldwide coverage needs including property, general liability and workers compensation.

To determine the most appropriate underwriting track for your Architects & Engineers risk, please contact:

Mark Stillings
Travelers Account Executive
651.310.5917
 
or call the Travelers A&E Specialty Practice (toll free) @ 877.237.6588, option #2