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Program Details -

Lawyers Professional Liability Insurance


Coverage Features:

  • Limits of Liability up to 5 million available
  • Defense expenses are in addition to the limit
  • Annual aggregate deductible
  • "First Dollar" defense option
  • Innocent party coverage for concealed claims and/or fraudulent acts
  • Express vicarious liability coverage
  • Supplementary Payments - in additional to limit at zero deductible:
    • Disciplinary: Up to $20,000 per policy period
    • Loss of Earnings: Up to $30,000 per policy period
    • Rule 11 Awards: Up to $5,000 per policy period
  • Automatic coverage for Independent Contractors
  • Broad "predecessor firm" definition
  • "Successor firm" coverage
  • Automatic 30 day extension period for reporting claims
  • Unlimited extended reporting period option available
  • Liberalization clause
  • Non-practicing ERP offered for individuals
  • Punitive or exemplary damages covered (to extent insurable by law)
  • Relaxed Hammer Clause - insurer pays 50%
  • Loyalty Discount - 50% discount on extended reporting period after 4 years
  • Breach mitigation expense, ransomware attack and wire fraud coverage

Program Features:

  • Insurer rated A by AM Best
  • Program Management Established in 1985
  • Pre-claim Hotline
  • Available admitted nationwide except AK, CA, HI, LA, NY, OR, and TX

Locations Served : Alabama, Arkansas, Arizona, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Massachusetts, Maryland, Maine, Michigan, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Virginia, Vermont, Washington, West Virginia, Wyoming