Workers Compensation / Marine and Non-Marine Insurance

U.S. Longshore & Harborworker’s Compensation Act:

• Marine Contractors, Ship Builders, Ship Repair Contractors, Stevedores, Terminal Operators, & Yacht Builders/Repair.

• $100,000 minimum premium / $250,000 for exposures on offshore oilrigs.

• At least 5% of USL&H payroll is required.

• State Act, USL&H Act, incidental Maritime Employers’ Liability (MEL), & other associated coverage extensions.

• Crew / P&I available with $1m limits (TX, LA, MS, & AL only)

• Excluded classes; Ship breaking, diving, asbestos/lead abatement, & employee leasing / PEO’s.

• Available in AK, WA, OR, CA, HI, TX, LA, MS, & AL.

Collectively Bargained Worker’s Compensation (CA only)

• An alternative worker’s compensation program for unionized contractors in California that are signatory to carve-out(s) in their collectively bargained agreements.

• Collectively bargained worker’s compensation in California, and supporting State Act, USL&H Act, incidental Maritime Employers’ Liability (MEL), & other associated coverage extensions.

• $250,000 minimum premium / $1,000,000 minimum premium for framing, wallboard, and insulation contractors (retro plans only).

• Excluded classes; roofing, asbestos/lead abatement, employee leasing, trucking, & underground mining.

State Act Contractors (TX, CA, AK, & HI only)

• Commercial Contractors.

• Texas only; Oil and Gas, Water Well Drilling, Tank Manufacturing and Erection, $250,000 minimum premium for well services and pipeline construction and any offshore exposure / $1,000,000 minimum premium for framing, wallboard, and insulation contractors (retro plans only) / $100,000 minimum for other classes.

• California only; $250,000 minimum premium / $1,000,000 minimum premium for framing, wallboard, and insulation contractors (retro plans only).

• Alaska & Hawaii only; commercial contractors / $75,000 minimum premium.

• Excluded classes; roofing, asbestos/lead abatement, employee leasing, trucking, underground mining, and oil and gas services "over the hole"

Claims & Loss Control Services: Highly specialized services provided locally in California, Alaska, & Hawaii, and other states, by internal carrier staff.

Policy Plans: Guaranteed Cost, Retrospective Rating, and Deductible Plans written on an admitted basis.

AM Best Rating: A – VII (Excellent).

• Submission Requirements:
  

  • 5 year payroll history - payroll history by classification.

  • 5 year currently valued carrier issued loss runs (valuation date should be within 120 days of requested effective date).

  • Copy of current NCCI or WCIRB Experience Rating Worksheet.

  • Current Financials (Income Statement, Balance Sheet, and Comments) - audited financial are preferred.

  • Completion of PointSure specific Supplemental Applications (call for details).

Commissions: Negotiable

For more information or a producer appointment, contact:

Paul Mason
paul@sloanmason.com
or
Eva Martinez
eva@sloanmason.com

Sloan Mason Insurance Services
License No. 0D78351
402 W. Broadway, Suite 400
San Diego, CA 92101
Tel 619 595 4831
Fax 619 330 4512