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RPS Healthcare

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Program Details -

MedDefense and Billing Company Errors and Omissions Insurance


(Claims Made)

Organizations delivering direct medical or medically-related services. 
Classes include, but are not limited to, the following:


  • Allied Health Facilities
  • Mental Health Facilities
  • Billing Entities
  • Physician Groups
  • Hospitals Nursing Homes
  • Solo Physicians

      Limits Available:       

Up to $10,000,000 each claim/$10,000,000 aggregate

Special Features:

  • MEDEFENSETM PLUS - Defense costs and civil fines and penalties coverage for Billing Errors, HIPAA, EMTALA and Stark proceedings    
  • Standalone HIPAA Protector - Defense costs and civil fines and penalties coverage for governmental HIPAA proceedings.  
  • Full Prior Acts available
  • Broad definition of Insured
  • Broad definition of Billing Errors Proceedings to include both governmental and commercial payor audits and investigations, qui tam plaintiffs, or voluntary self-disclosure
  • Waiver of co-insurance upon selection of panel counsel
  • Sub-limit available for Medical Board Proceeding defense cost reimbursement
  • Payment for shadow audits
  • Can be combined with e-MDTM coverage
  • Available in all states 

Minimum Premium:


Minimum Deductible:


Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming