Our Hired & Non-Owned Auto program was designed specifically to provide auto liability and excess liability insurance coverage to pizza and food delivery, couriers, visiting nurses, home health care services and contractors. The program is underwritten by a national Non-admitted carrier.
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Visit http://norman-spencer.com/programs/specialty/hired-non-owned-auto for more information.
Home Health Care
Miscellaneous Hired & Non-owned exposures
We can write umbrellas and excess coverage over other H&NOA carriers
Contractors (Non-owned auto only)
Carrier is A.M. Best rated "A IX"
Low deductibles or SIR's available
Requirements to Quote
Requirements to Bind
In California: Norman-Spencer Insurance Agency License #0B64551
Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Washington,D.C., Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
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