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Program Details -

Wholesale Division (Misc. E&O, A&E, D&O, Excess, etc.) Insurance


The Administrators for the Professions of Delaware, Inc. (“AFPD”) Wholesale Division offers a wide range of E&O Coverage for Professional Liability Lines including:

  • Health (Dentists, Allied Health Professionals, Medical Facilities, Staffing Operations, among others)
  • Directors & Officers (all types and sizes of companies)
  • Architects and Engineers (general and project specific) primary/excess-admitted in most states
  • Miscellaneous E&O (over 100 lines) primary/excess-admitted in most states
  • Excess: Lawyers, Insurance Agents, Accountants



  • Limits up to $10 million per claim available
  • Claims made coverage for professional liability
  • Occurrence coverage for general liability
  • Defense expenses outside the policy limit
  • General Submission Requirements: Application; minimum 5 years currently valued loss runs; Copy of employment application; Company brochures.



  • Limits up to $20 million per claim available
  • Coverage is provided for more than 100 classes of business (see attached)
  • 60 day automatic ERP, with longer optional period available for purchase
  • Prior acts coverage is available for qualified professionals
  • “Damages” includes punitive and exemplary damages where permitted by law
  • “Claim” definition includes civil, administrative and regulatory investigations, arbitration proceedings
  • Personal Injury coverage is afforded, including coverage for false arrest, malicious prosecution, defamation and certain privacy violations
  • General Submission Requirements: Application; 5 years currently valued loss runs; Copies of standard engagement, sales, and vendor contracts

Carriers Include: one A.M. Best “A+” (XV) rated domestic carrier; one A.M. Best “A+” (IX) rated domestic carrier; one A.M. Best “A-” (VIII) rated domestic carrier Please contact us for applications/supplements etc. As always, we provide a fast turn-around time. Competitive commissions are provided. Many lines are offered on a surplus lines basis only. For those lines offered on a surplus lines basis, producers shall be responsible for compliance with all applicable laws and regulations relating to the placement of surplus lines insurance and for the collection and payment of all surplus lines fees and taxes. AFPD is a member of the National Association of Professional Surplus Lines Offices, Ltd. (NAPSLO) and the Professional Liability Underwriting Society (PLUS). 

Office Location:
555 North Lane, Suite 6060
Conshohocken, PA 19428


*This is a summary only. Actual terms and conditions may vary by line of coverage. Please refer to the policy for actual terms and conditions. All lines and coverages may not be available in all states. Please call if you have questions.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming