Care Providers Insurance Services Insurance

Social Service Agencies Overview

For Over 25 years Care Providers Insurance Services has been providing coverages for those that care for others.

Our Program is designed for organizations which provide a broad base of services to the community. Generally, the services provided include all forms of counseling, workshops, outreach, special education, in-home services, under privileged youth and senior programs, services for client intervention & referral for government assistance programs.

Eligible Organizations:

Youth Services:

• Head Start / Early Childhood Intervention
  • Federally Funded & Regulated Program for Children 3-5 yrs
  • Focus on Early Education & Nutrition
• Schools
  • Charter
  • Private
  • Vo-Tech
  • Schools for Deaf, Blind & Handicapped
  • "At Risk" Special Needs Schools
  • Special Schools for Minorities (such as economically deprived, Native Americans, etc)
• Before & After School Programs
  • Boys & Girls Clubs
  • After School Education & Recreational Programs for Grades K-12
• Youth Mentoring & Membership Programs
  • Big Brothers Big Sisters
  • C.A.S.A
  • P.A.L.S
  • Boy Scouts, Girl Scouts, 4-H, Campfire, etc
• YWCA
  • YWCA Affiliated Daycare
  • Educational Programs
  • Recreational Activities
  • Women's Shelters
  • Job Training Programs
  • Rape Crisis
  • Other Women's Service & Education Programs
• Troubled Youth
  • Alternative Schools
  • Detention Programs
  • Residential Facilities & Group Homes
  • Youth Outreach Programs
• Youth Counseling Services
  • Socialization Skills, Peer Pressure, School Programs, Grief Counseling
  • Crisis Intervention
• Children's Homes, Villages, Shelters
  • Residential Facilities
  • Orphanages
  • Associated Incidental Foster Care & Adoption
  • Shelters for "At Risk" & "Run-a-Way" Youth

Adult Services:

• Adult & Family Services
  • GED Programs
  • Job Training Programs
  • Vo-Tech Facilities
  • Community Education Facilities
• Counseling Services
  • Family Counseling
  • Homeless Prevention
  • Financial & Mortgage Counseling
  • Domestic Abuse Services
  • Rape Crisis Facilities
  • Crisis Intervention & Family Assistance Programs
•        Senior Services
  • Senior Citizen Centers
  • Meals on Wheels
  • Home Care Assistance
  • Councils on Aging
  • Adult Education, Wellness & Physical Fitness
•        Community Service, Involvement & Fraternal Organizations
  • Junior League, National Charity League, Junior Auxiliaries, Others
  • Lions Club, Masons, Kiwanis, Others with a Social Service Commitment
  • Garden Clubs, Horticultural Programs, Botanic Gardens
  • Local Unaffiliated Organizations
•        Foundations
  • Fund Raising Organizations
  • United Way & Similar Organizations
•        Pregnancy Help Centers
  • Education & Outreach for Young Men & Women
  • Education & Distribution of Birth Control Methods
  • Pregnancy Testing
  • Referrals/Counseling for Pregnancy & Related Complications
  • Health Assessments, Including Medical History
  • Urine Tests
  • Ultrasound to Confirm Pregnancy

Special Needs:

•        Handicapped/ARC/MRDD/Group Homes
  • Sheltered Workshops
  • Work Activities
  • Supported Living Respite Care
  • Job or Vocational Training
•        Residential Treatment Centers/Group Homes
  • Treatment Foster Care
  • Therapeutic Foster Care
  • Foster Family Based Treatment
  • Emotionally Disturbed Children/Adolescents
  • Autistic, Down Syndrome, Asperger Syndrome, Rett Syndrome, Cerebral Palsey
  • Mentally Retarded/Developmentally Disabled Individuals
•        Community Action Agencies
  • Community Centers
  • Information/Education/Referral Offices
  • Food Banks/Commodity Distribution
  • Thrift Stores
  • Weatherization Programs
  • Battered Women's Shelters
  • Rape Crisis
  • Halfway Houses
  • Homeless Shelters
  • Goodwill, Volunteers of America
  • Transportation - Transportation Service to Low Income & Elderly Population

• Program Features:
• Admitted A.M. Best "A" (Excellent) XV Rated Carrier
• Industry Expertise
• Experienced In-House Underwriting
• Professional and friendly service
• Available in All States
• Built-in enhancements and coverage extensions

Program Coverages:

• Property Coverages Available:
  • Buildings & Contents
  • Replacement Cost
  • Blanket Limits
  • Theft
  • Crime
  • EDP
  • ISO Forms
  • Business Interruption
  • Social Service Enhancement Endorsement
  • Property Enhancement Endorsement
  • Equipment Breakdown Coverage
  • Various deductibles available
• General Liability Coverages Available:
  • ISO Forms / Endorsements
  • Professional Liability
  • Abuse and Molestation
  • Blanket Fund Raising events, include liquor
  • Social Service Enhancement Endorsement
  • Volunteer Workers, Employees, and Independent Contractors as Insureds
  • Exclusions: Lead, Asbestos, Pollution, Employment-Related Practices, Liquor Liability
• Accident Policies
  • Volunteer Accident
  • Students/Teachers
  • Sports Activities
  • Big Brother/Big Sisters & Mentoring Programs
• Auto Liability:
  • Limits up to $1 Million
  • Uninsured Motorist up to $1 Million
  • Symbol 1, Any Auto - available
  • Physical Damage:
    • Comprehensive - $500 Deductibles
    • Collision - $500 Deductibles
  • Hired and Non-Owned:
    • Liability limits up to $5 Million
    • Physical Damage Limit: ($20,000 for 30 Days Included) Higher Limits Available
    • Excess Liability Coverage for Non-Owned Vehicles Operated by Volunteers (Optional)
• Umbrella
  • Limits up to $10 Million
• Directors & Officers/EPLI

Agent's Kit and Supplemental Applications

Contact Us:
Marketing
Priscilla Archer
Telephone 800-761-7072 Ext.1313
Fax: 800-224-7145
parcher@nsminc.com

Program Director
Randall Hedlund
Telephone 800-761-7072 Ext.1310
Fax: 800-224-7145
rhedlund@nsminc.com