Agent Cover Insurance

Agent Cover is a specialty underwriting program focused on Professional Liability coverage targeting P&C Insurance Agencies, including:

• Wholesalers
• Retailers
• MGAs (Managing General Agency)
• Program Administrators
• Specialist & hard to place firms

Program Features:

• A (XV) rated Carrier
• All States
• In-house Underwriting/Rating and Policy Issuance
• In-house Industry Expertise
• FAST Quote Turnaround
• Great Commissions

Lines of Coverage:

• Primary and Excess coverage available
• Claims made and reported policy
• Company has the right and duty to defend
• Personal injury coverage
• Punitive Damages coverage
• Mediation provisions reduces retention
• Defense Cost for Disciplinary proceedings up to $25,000
• Supplemental Limit of Liability for expense reimbursement of $250 per day with a $5,000 aggregate limit
• Predecessor firm coverage
• B+ insolvency coverage
• Automatic 60-day Extended Reporting Period

Coverage Highlights:

• Broad definition of Professional Services (inclusive of consulting, teaching and expert witness)
• Punitive Damages Cover
• B+ insolvency cover (inclusive of state guaranteed funds/plans/pools)
• Mediation provision reduces retention / deductible
• Defense cost for Regulatory proceedings capped at $25,000
• Subpoena Expense Cover capped at $10,000
• Litigation Expense reimbursement of $250 per diem capped at $5,000
• Automatic 60 - day Extended Reporting Period
• Innocent Insured cover

Brokers Kit:

• Independent Agent and Broker Application (PDF)
• Supplemental B: Mergers and Acquisitions (PDF
• Supplemental C: Professional Employer Organizations (PEOs) (PDF)
• Supplemental E: Mutual Funds/Financial Products (PDF)
• Supplemental F: Claim Information (PDF)
• Supplemental A: Subsidiary Coverage (PDF)
• Renewal Application (PDF)

Contact Us:

Program Underwriter
Jason McGuire
P. 800-970-9778 ext. 240
jemcguire@nsminc.com

Claims
John O'Connor
P. 800-970-9778 ext. 243
jfoconnor@nsminc.com