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NAS Insurance Services, Inc.

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Program Details -

Social Services Professional Liability Insurance



Eligible classes include, but are not limited to, the following:

  • Adult Day Care
  • Mental Health Facilities & Services
  • Alcohol and Drug Rehab Centers with Methadone Treatment
  • Physical/Developmental Disability Facilities
  • Employee Assistance
  • Referral Agencies
  • Family Counseling
  • Respite Care
  • Group Homes
  • Shelters
  • Hotlines
  • Transitional Living
  • Meals on Wheels

Limits Available:

  • Stand-alone Professional
    $1,000,000 each claim /$3,000,000 aggregate 
  • Combo - GL and Professional
    $1,000,000 professional liability limit
    $1,000,000 commercial general liability limit
    $1,000,000 products/completed operations limit
    $1,000,000 personal & advertising injury limit
    $ 5,000 medical expense limit
    $ 50,000 fire legal liability limit
    $3,000,000 aggregate all coverages
  • Excess Liability - GL and Professional - Limits up to:
    $5,000,000 each claim/$5,000,000 aggregate

    Defense within limits for all products

Special Features:

  • Incident reporting
  • Full prior acts
  • Sexual Abuse/Molestation coverage available by endorsement
  • Defense in addition to the limits available by endorsement
  • Coverage for Employed Psychiatrists available

Minimum Premium: $2,000

Minimum Deductible: $2,500

Ineligible Classes: Foster Care Exposures, Adoption Agencies

Ineligible States: Alaska, Hawaii, Florida (Dade/Palm & Broward) Counties, Texas (Rio Grande Valley), West Virginia


Locations Served : Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, Wyoming