Social Services Agencies Insurance

Our social services program brings property, general liability, and professional and management liability coverage together in one package of policies designed to meet the unique risk management needs of social services agencies. 

Eligible Classes of Business

• Substance Abuse Programs
• Mental health counseling centers
• Domestic violence shelters
• Adoption & Foster Care Placement Agencies
• Residential Care Facilities
• Program for developmentally disabled
• Vocational Rehabilitation Facilities

Specific lines/coverages

• Property / Inland Marine / Crime / Equipment Breakdown

Comprehensive Proprietary Coverage Form

Blanket Limits

Agreed Value

Replacement Cost

Bundled/Enhancement Endorsement

All standard IM and Crime coverage available

• Commercial General Liability:
  • Up to $1,000,000/$3,000,000 Enhancement Endorsement
  • Management Portfolio
• Management Liability /Director's & Officers (D&O)/Employment Practices Liability (EPLI)
  • $1,000,000/$1,000,000
• Miscellaneous Professional Liability
  • $1,000,000/$1,000,000
• Social Services and Healthcare Professional Liability
  • $1,000,000/$3,000,000
• Sexual Abuse or Molestation including physical abuse endorsement
  • Up to $2,000,000/$2,000,000
• Fiduciary
  • $1,000,000/$1,000,000
• Commercial Auto Liability and Physical Damage Coverage
  • $1,000,000 CSL
• Excess Liability
  • Up to $5,000,000/$5,000,000

State Availability

Available in 50 states plus the District of Columbia

Contact Information

For more information or to find an administrator, please contact:

William Gallagher
609.243.4270
wgallagher@munichreamerica.com