Educational Institutions Insurance

Our educational institutions program brings property, general liability, and educator's management liability coverage together in one package of policies designed to meet the unique risk management needs of K-12 public, private and vocational schools, as well as community colleges. 

Eligible classes of business

• K-12 public, private and vocational schools
• Community colleges

Specific lines/coverages

• Property / Inland Marine / Crime / Equipment Breakdown

Comprehensive Proprietary Coverage Form

Blanket Limits

Agreed Value

Replacement Cost

Bundled/Enhancement Endorsement

All standard IM and Crime coverage available

• Commercial General Liability:

Up to $1,000,000/$3,000,000

Education Enhancement Endorsement

• Management Portfolio

Educator's Management Liability

$1,000,000/$1,000,000

Option to include EP

• Miscellaneous Professional Liability

$1,000,000/$1,000,000

• Social Services and Healthcare Professional Liability

$1,000,000/$3,000,000

• Sexual Abuse or Molestation including physical abuse endorsement

Up to $2,000,000/$2,000,000

• Fiduciary

$1,000,000/$1,000,000

• Commercial Auto Liability and Physical Damage Coverage

$1,000,000 CSL

• Excess Liability

Up to $5,000,000/$5,000,000

State Availability

Our educational institutions program is currently available in Colorado, Idaho, Kansas, Maine, Massachusetts, Missouri, Montana, Nebraska, Nevada, North Dakota, Ohio, Oregon, Pennsylvania, South Dakota, Utah, Washington, Wisconsin and Wyoming

Contact Information

For more information or to find an administrator, please contact:

William Gallagher
609.243.4270
wgallagher@munichreamerica.com