ProgramBusiness
 
Storefront Community

Irving Weber Associates, Inc.



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Program Details -

Restaurant Program


 

The IWA Restaurant AdvantageTM Insurance program is specifically designed for the Restaurant/Food Service Industry.  The carrier is admitted in all states and rated A by AM Best.   No agency appointment in order to get a proposal.  You can have one account with us or thousands.  Please visit our Website (www.iwains.com) for more detailed information.

Eligible Classes:

Family Dining
Fine Dining
No Fast Food except Sub Shops, Delis, & Pizza (No Hired & Non-Owned Auto Liability Coverage)

All Lines of Business*:

General Liability
Property
Crime
Business Auto
Workers Compensation
Umbrella
*all direct-account billed with several payments plans including 9 pay or 10 pay with EFT

Program Highlights:

Glass & Signage
Food Contamination for Advertising Injury and Business Interruption
Delivery/Catering Errors and Omissions
Water Backup

Ineligible:

Cannot be Under 30 miles from coast
Liquor Sales must be under 25% for Family Dining or under 40% for Fine Dining
Catering must be under 30% of sales
No Fast Food except Sub Shops, Delis, & Pizza (No Hired & Non-Owned Auto Liability Coverage)

Submission Requirements:

Standard Acord Applications
Restaurant Supplementals
4 years Loss History
Target Premium
No Agency Appointment necessary.

Available in most states.  See our website, www.iwains.com, for state eligibility

Contact:
Christine (Tina) Brazier
800-243-1811 X 8207
Direct Line: 631-619-9207
cbrazier@iwains.com