Religious Institutions Insurance

Specialized coverage for Religious Institutions with specialized protection tailored to the needs of this market including comprehensive coverage for Property, General Liability and Management Liability.

Eligible Classes of Business

Religious organizations of all denominations, including their associated offices, schools, child-care services, and sponsored activities are eligible.

Specific Lines/Coverages

Commercial Property

• Broadened Property Definition
• Business Income and Extra Expense
• Blanket Coverage, Agreed Value, and Inflation Guard
• Equipment Breakdown
• Personal Effects and Property of Others
• Business Personal Effects of Clergy
• Dwelling Coverage Extensions
• Building Ordinance and Law
• Legal Liability
• Electronic Data Processing Equipment
• Outdoor Property
• Newly Acquired or Constructed Property

Commercial Marine

• Fine Arts
• Accounts Receivable
• Valuable Papers and Records
• Builders Risk

Commercial Crime

• Money and Securities
• Employee Dishonesty
• Depositors Forgery

Commercial Liability

• Comprehensive General Liability
• Volunteers and Congregation as Additional Insureds
• Personal Injury Liability
• Medical Payments for Volunteers
• Medical Payments (Athletic Participants) Optional Coverage
• Sexual Misconduct Liability
• Pastoral Counseling Professional Liability
• Religious Institution Directors and Officers Liability
• Employee Benefits Liability
• Umbrella Limits up to $10,000,000

Commercial Automobile

• Non-Owned Auto
• 15-Passenger vans for qualified account

Workers' Compensation

State Availability

Available in all states except AZ, CA, CO, HI, ID, MT, ND, NM, NV, OR, SD, UT, WA and WY.