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Program Details -

Insurance Agents E&O Program


 

Who is protecting you while you are protecting your clients?

Errors and Omissions Insurance is a necessity for the Property and Casualty insurance professional. Your clients have high expectations of you. Without proper coverage, you could end up with costly out of pocket expenses.

Let the CITA Insurance Services professionals help you through the process. We specialize in smaller Independent P&C agencies with $5 million or less in annual revenue and 30 or fewer staff members. We offer many benefits, including:

  • Low Capped Deductible (2x Aggregate):

Reduces exposures to aggregate claims in an E&O policy period

  • Specified Provider Deductible Option:

Lower deductible option for E&O Claims arising from business through an agency’s top carrier

  • 80/20 Consent to Settle Option:

Minimizes the risk of out of pocket expenses

  • Diminishing Deductible:

Deductible reduction applies when you are claim free and renew your policy

  • Access to Insurance Agency E&O Risk Management Resources:

Free resources to help you manage E&O risks

  • Defense Costs Outside the Limits of Liability:

Defense Costs will not reduce your policy limits of liability

  • First Dollar Defense:

Your deductible does not apply to defense costs

  • Easy Online Renewal:

Opportunity to save time when renewing coverage

CITA’s Errors and Omissions Insurance is written on an admitted basis with an A+ XV rating by A.M. Best Company* in all states except for Massachusetts, New York and Washington. Coverage will be available on an admitted basis in the near future in Massachusetts, New York and Washington. Agents who are located in Massachusetts, New York, or Washington may apply for coverage by contacting CITA Insurance Services at (888) 498-2124.

*The information obtained from A.M. Best Company dated November 13, 2014 is not in any way CITA Insurance’s warranty or guaranty of the financial stability of the insurer in question, and that the information is current only as of the date of the publication.

This general product description is informational only and is not an offer or a quotation of coverage.   Please refer to the policy for all terms, conditions and exclusions.  All submissions are subject to underwriting.  Coverage may not be available in all jurisdictions. 

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming