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Charity First Insurance Services, Inc.

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Program Details -

Package Product - Nonprofit Organizations Insurance


Charity First's Nonprofit Package product provides insurance coverage and services for nonprofit organizations. Our offering includes a comprehensive package of property and liability insurance coverage designed to protect against the broad range of risks these organizations encounter. By promoting safety and protecting clients, valuable time and resources will be available to accomplish the organization's mission.

Coverage Highlights

General Liability

  • GL Limits up to $1 Million Occurrence / $3 Million Aggregate
  • Sexual Abuse/Molestation - separate limits up to $1 Million Occurrence/$2 Million Aggregate
  • Social Services Professional Liability - separate limits up to $1 Mil Occurrence / $3 Mil Aggregate
  • Veterinarians Professional Liability
  • Employee Benefits Liability
  • Special Events
  • Exclusive Charity First Broadening Endorsements


  • Buildings and Personal Property
  • Replacement Cost, Agreed Amount and Blanket Limits
  • Business Income and Extra Expense
  • Exclusive Charity First Property Enhancement Endorsement
  • Building Ordinance
  • Systems Breakdown and Boiler Coverage

Inland Marine

  • Electronic Data Processing
  • Cameras, Videos and Sound Equipment
  • Miscellaneous Equipment
  • Commercial Fine Arts


  • Employee Theft
  • Forgery or Alteration
  • Inside Premises Theft of Money and Securities
  • Outside Premises Robbery (Burglary)
  • Computer Fraud
  • Fiduciary Liability


  • Limits up to $1 Million
  • Liability Covering "any auto"
  • Hired and Non-Owned Auto
  • Medical Payments
  • Additional Coverage for Employees and Volunteers


  • Limits up to $5 million
  • Sexual Abuse/Molestation Available

Workers' Compensation

  • Statutory Limits

In addition, we offer the following program enhancements:

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming