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Charity First Insurance Services, Inc.

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Program Details -

BOP Product - Nonprofit Organizations Insurance


As an alternative to our comprehensive package product, we have available an All-In-One Business Owners Policy (BOP) for those less complicated risks. We invite you to learn more about our BOP offering.

Coverage Highlights

  • Separate limits of liability for D&O, EPL and GL claims
  • Defense Outside the Limit of Liability on all claims
  • Third Party Sexual Harassment and Third Party discrimination coverage
  • Unlimited Extended Reporting Period for former directors and Officers (Occurrence feature for former D&O's)
  • Optional Special Events/Liquor Liability Coverage available
  • Mental Anguish and Emotional Distress included in the GL definition of Bodily Injury
  • Automatic coverage for volunteers
  • 3-year policy available

Available Limits

  • Directors and Officers
    • Up to $5 Million for D&O and EPL (Note: EPL is an optional coverage, which can be purchased in addition to D&O, but not on a monoline basis and may not exceed the D&O limit
  • Businessowner's (BOP) Policy General Liability $1 Million Occurrence / $2 Million Aggregate
    • Property Coverage - Special Form Up to $500,000 non-coastal and Protection Class 1-6
    • Up to $200,000 in Protection Class 7-10
    • Up to $250,000 coastal areas (subject to coastal guidelines)
  • Special Events/Liquor Liability
    • General Liability Policy Limits

This product is currently available nationwide

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming