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Caitlin Morgan Insurance Services

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Program Details -

Public School Program


What is Trident?

Trident is one of the largest providers of property and casualty insurance and risk transfer solutions for public schools. We offer coverage through A.M. Best "A" (Excellent) rated carriers, tailored packages, centralized claims services, free online risk control resources and deep expertise in the unique exposures of public school districts.

Who do we insure?
Trident insures K-12 public schools with average daily attendance of fewer than 35,000, located more than 25 miles outside cities with populations of 250,000 or more.

Coverage highlights

  • General Liability
    • Broad form named insured
    • Employee benefit liability
    • Sexual allegations
    • Corporal punishment
    • Athletic Participation
  • Educators' Legal Liability
    • Wrongful Acts
    • Civil R ights Violations
    • Employee-Related Claims
  • Automobile Liability
    • Lay up credits
  • Property
    • Equipment breakdown
    • Special coverage extensions
    • Blanket/Agreed amount
  • Inland Marine
    • Band equipment
    • Computer equipment
  • Additional Products Available
    • Environmental impairment liability
    • Professional lines liability
    • Excess liability
    • Identity theft recovery

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Virgin Islands, Vermont, Washington, Wisconsin, West Virginia, Wyoming