Products Insurance

ARS has numerous markets for tough-to-place products risks. We have both admitted and non-admitted solutions for almost all types of products risk, from simple start up to the high hazard international exposure. We work on accounts from first dollar to SIRs or deductibles.

Coverage can be tailored to address a variety of coverage issues including but not limited to professional liability, claims-made buy-outs, discontinued products, product recall, and pollution liability .

TARGET PRODUCT ACCOUNTS

EXCESS LIABILITY AND UMBRELLA COVERAGE

Excess Liability and Umbrella Coverage is available up to $100,000,000 limit

Professional 

Specialty Classes of Business:

• Directors and Officers Liability Insurance
  • Public Companies
  • Non-Profit Organizations
  • Private Companies
  • Initial Public Offering Companies

• Employment Practices Liability Insurance
• Fiduciary Liability Insurance
• Miscellaneous Professional Liability
  • Mortgage Brokers/Bankers
  • Real Estate Agent/Broker
  • Real Estate Appraisers
  • Computer Consultants and/or Data Processors/Programmers (EDP)
  • Property Manager and Real Estate Consultants
  • Management Consultants and Insurance Consultants
  • Trustees of an Estate and/or Non-ERISA Trusts
  • Claims Adjusters
  • Title Agents and Title Abstractors
  • Home Inspectors
  • Insurance Agent
• Lawyers Professional Liability
• Professional Liability for Medical Related Risks
  • Labs, clinics, testing facilities
  • Nursing Homes - 300 beds or less
• Investment Advisor/Mutual Fund D&O/E&O
• Financial Institution Crime Bonds
• Architects and Engineers Professional Liability
• Media Liability
• Advertisers Liability