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Program Details -

USL&H


 

Our United States Longshore & Harbor (USL&H) program is available through The American Equity Underwriters, Inc. (AEU). AEU is the program administrator for American Longshore Mutual Association (ALMA) and offers USL&H coverage in all 50 states.

Target Classes:

  • Ship buildings
  • Ship Repair
  • Stevedoring
  • Steamship agents
  • Luxury yacht builders and repair (over 65 ft.)
  • Terminal operators
  • Barge repair
  • Coal docks
  • Marina construction
  • Marine contractors and similar waterfront activities
  • Other risks, particularly those located on or near water, as outlined here, may also have USL&H (possibly incidental only) exposure.

Coverages:

  • United States Longshore and Harbor Workers' Compensation Act
  • Defense Base Act
  • Outer Continental Shelf Lands Act
  • Non-Appropriated Fund and Instrumentalities Act
  • Companion State Act Program in conjunction with the above coverages

Plans include:

  • First dollar coverage
  • Loss sensitive rating plans
  • Excess over qualified self-insurance
  • Deductible programs

Limits:

  • Federal acts: Statutory
  • Employer's liability: $1,000,000

Minimum Premium: $15,000

  • All account sizes - incidental to excess

Longshore, Harbor, Ship, Build, Repair, Marina, Marine, Stevedore, Steamship, Yacht, Waterfront, Barge, Dock, Terminal, Construction

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming