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AmWINS Group, Inc.

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Program Details -

Long Term Care Facilities


APU Senior Care is a comprehensive Long-Term Care Liability Program available nationally in exclusive partnership with an "A-" XI rated insurance carrier.

Target Accounts:

  • Skilled nursing facilities
  • Assisted living facilities
  • Independent living facilities
  • Continuing care retirement communities
  • Both for-profit and not-for-profit facilities from single locations to larger long-term care organizations with multiple locations

Policy Features:

  • Will write primary and excess (supported or unsupported)
  • Primary professional liability written on a claims-made basis
  • Primary general liability written on a claims-made or occurrence-basis
  • Additional insuring agreements include:
  • Evacuation Expense Reimbursement
  • Public Relations Reimbursement
  • Resident Property coverage
  • Employee Benefits Liability coverage
  • Coverage for punitive damages where allowable by law
  • Coverage for physical and sexual abuse
  • Standard form is defense outside the limit, can be moved inside for a premium credit


  • Primary limits up to $1M per claim, $3M location aggregate, $10M policy aggregate
  • First dollar coverage to high self-insured retentions considered
  • Excess umbrella limit up to $10M

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming