As the construction industry emerges from the recession, sprinkler contractors will be integral players as the demand grows for new construction and renovations.
While sprinkler contractors face several challenges during their job, the exposure of mold and fungus can be one of the most costly. Most sprinkler-related claims are due to water damage that has to be cleaned up. If the water damage is not taken care of properly, then mold begins to surface and grow. Even though the potential for mold is common, many claims are not filed because the typical General Liability policy does not provide coverage. While contractors' pollution liability policies can serve as a solution, a separate policy builds expense into the insured's program and doesn't extend into the umbrella.
Our SprinklerPro program distinguishes itself from its competitors by building that coverage into a single program. Our program not only provides coverage in the general liability policy, but also in the umbrella, increasing the limits available. Also, since the carrier is the same for the primary and excess layers, claims reporting and resolution is easier.
Target Clients: This program is designed for those engaged in the design, fabrication, installation, testing, service, and repair of fixed water-type and special hazard suppression systems, including:
Fire, Suppression, Sprinkler, Mold, Fungus, Microbial, Contractor, Halon, Inergen, FM200, Foam, CO2, Blaze, Flame, Water
Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
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