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AmWINS Group, Inc.

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Program Details -

Auto Repossession


We're pleased to offer a comprehensive casualty program designed specifically for unique needs of the repossession industry, and designed to meet most lenders' requirements.

Program requirements

  • Business operational for 2+ years or has owner with 5+ years repossession industry experience
  • Secured storage facility with minimum 6 foot chain link fence or equivalent
  • Physical office open at least for normal business hours
  • Ownership of at least one tow unit used for repo work
  • Minimum of 75% of gross receipts from repo operations
  • Maximum of 25% of gross receipts from subcontracted repos


  • CGL - occurrence form including wrongful repossession
  • AL - BI/PD; Statutory UM; Statutory PIP (where applicable); Med Pay
  • APD - Comprehensive / Collision - Stated Amount/ACV basis
  • GKLL - Comprehensive /Collision includes on-hook. Direct primary basis except Tier 1 windstorm locations (legal liability coverage available in these locations)
  • IM - Coverage for repossessed property other than autos (contractor's equipment, boats, office equipment, etc.)
    • Coverage for personal property in repossessed items
    • Coverage for miscellaneous tools and equipment


  • CGL - 1/3/3
  • AL - $1M CSL BI/PD; Statutory UM and PIP; $5000 med pay
  • APD - Stated Amount basis
  • GKLL - per location limit based on maximum values exposed at each location including on hook limit
  • IM - $250,000 repossessed property other than autos
    • $2500 property of others
    • $2500 miscellaneous tools and equipment


  • A+ XV Rated Carrier (nonadmitted)
    • CGL
    • IM
  • A+ XV Rated Carrier (admitted)
    • AL
    • APD
    • GKLL (including In-Tow)

Repo, Repossession, Tow, Auto, Property, Lender, Storage, Fence, Subcontract, Collision, Hook, Tools, Equipment, Car, Wrongful

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming