Towing & Recovery Program

The 5Star Towing & Recovery Program is tailored to meet the insurance coverage needs of the professional towing and recovery industry and their associated garage operations. With over 20 years expertise writing towing and transportation related risks, we are experts in underwriting this class of business.

Eligible Classes

• Professional Towers
• Towers with Body/Repair Shop Exposures
• Towers with Used Car Exposures
• Recovery Specialist & Repossessors

Available Products

• Auto Liability
• Dealer Tags
• Dealers Open Lot - Used Car Dealers only
• Garage Keepers Legal or Direct Primary
• General Liability
• Hired & Non-Owned
• Inland Marine
• Miscellaneous Equipment Floaters/Tools
• On Hook Cargo
• Physical Damage
• Tools
• Transporter Tags
• UM/UIM, PIP-statutory

Program Highlights

• No Minimum or Maximum Size
• No Minimum or Maximum Premium
• A XI Rated Carrier
• Timely processing of state & regulatory filings
• Interest Free Premium Payment Plans Available
• Quick Quote available for price indication only

Program Parameters

• Automobile Liability: $300,000 to $1,000,000 CSL
• Dealers Open Lot - $250,000 max limit
• General Liability: $1,000,000 CSL/$2,000,000 Aggregate
• Minimum $1,000 deductible (Comprehensive, Collision and On Hook Cargo)
• On-Hook Cargo: $500,000 max limit
• All drivers must have a minimum of 3 years experience and be at least 21 years old (exceptions may be made for family members)

Ineligible Classes*

• Truckers (available through our Trucking Program)
• Auto Haulers
• Service Stations
• Convenience Stores

Availability

Nationwide except AK, HI, LA, and MA