Business Auto Program (Misc. Classes)

5Star Specialty Programs offers an array of programs with all needed lines of coverage for many classes nationwide. We also provide comprehensive Business Auto coverage for a broad range of industries, nationwide as well as in select states. The 5Star Business Auto Program for miscellanous classes is just what you've been looking for to meet the needs of a variety of business auto exposures.

Eligible Classes

• Wholesale Distributors (including beverage, boat transport excluding oversize/wide loads, wood products excluding logging vehicles, etc.)
• Retail Locations/Stores (including appliance delivery, bakeries, department store delivery, furniture, etc.)
• Various Contractors (including building contractors, commercial building renovation, roofing, plumbing, etc.)
• Aggregate Haulers
• Cement, Concrete & Concrete Pumpers (excluding Redi Mix)
• Courier Service
• Farming (including farm products, fertilizer (non-placarded), agricultural products, etc.)
• Funeral Escorts
• Mobile Repair & Service
• Security Patrol (Unarmed & No Emergency Response)
• And many more

Availability

• Nationwide except LA & MA

Available Products

• Commercial Auto Liability
• Hired and Non-Owned Liability
• Medical Payments
• Physical Damage
• PIP - Statutory
• UM/UIM

Program Highlights

• A rated carriers
• In-house authority for quick turnaround

Program Parameters

• Bodily Injury and Property Damage up to $1,000,000 CSL (higher limits available)
• Non-Owned: $1,000,000
• Hired Car: $1,000,000
• Medical Payments: $5,000 or $10,000
• PIP - Statutory limits by state (higher limits available as needed)
• UM/UIM - Statutory limits by state (higher limits available up to $1,000,000)
• Collision: $1,000 Minimum Deductible
• Local & intermediate under 200 miles

Ineligible Classes

• Waste/Debris Removal and Septic Tank Contractors (available through our Waste Program)
• Truckers For Hire (available through Trucking Program)
• Autos hauling hazardous, radioactive, explosive, or flammable substances as defined by the Department of   Transportation
• Cattle and livestock haulers
• Long haul trucking (over 200 mile radius)