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Navigators Expands Online Contractors Pollution Liability Insurance

Posted on 09 Aug 2011

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The Navigators Group, Inc. today announced its principal underwriting agency subsidiary, Navigators Management Company, Inc., has expanded its online system for contractors pollution liability insurance. New enhancements to the online platform include options for affirmative coverage for fungus/mold caused by negligent contracting operations; increased available limits up to $2 million each occurrence / $4 million all occurrences; and an increased revenue threshold for eligible contractors up to $10 million in annual contracting receipts. The online system targets small- to medium-sized service and trade contractors and can accommodate over 70 different contracting categories. 

"While much of the construction sector has slowed, we continue to see more and more contractors of all sizes being contractually required to carry pollution liability insurance at limits higher than the traditional $1 million each occurrence / $2 million all occurrences," explains Greg Heidemann, head of contractors pollution liability insurance at Navigators Environmental. "In response to such demand, our new enhancements, along with other tailored coverages like affirmative Silt & Sedimentation, Defense Outside the Limits, Transportation Pollution Liability and Waste Disposal Site Liability, ensure we're positioned to meet our insureds' needs for the foreseeable future. Obtaining robust environmental insurance for contractors has never been easier or more cost-effective for both the insured and their broker."

Agents and brokers can find out more about the program highlights and register to use the system at Policy premiums with fungus coverage can start under $600 (plus applicable fees and taxes). The small business Contractors Pollution Liability program is underwritten for U.S.-based companies on behalf of Navigators Insurance Company and Navigators Specialty Insurance Company, which are both rated "A" (Excellent) by A.M. Best. The policy should be reviewed to confirm coverage limitations, restrictions, exclusions, terms and conditions.

The Navigators Group, Inc. is an international specialty insurance holding company with insurance company operations, underwriting management companies, and operations at Lloyd's of London. Headquartered in New York City, Navigators has offices in major insurance centers in the United States, the United Kingdom and Continental Europe.