Cuomo says insurance companies should accept photos and/or video of losses as proof for a claim so the debris that is piling up on city streets can be removed before another storm hits. Insurance companies usually require an on-site inspection before a claim is processed.
The state has also imposed a 30-day moratorium on canceling or terminating homeowners' and small business owners' policies for any reason, including non-payment of premiums.
Homeowners should document their losses with photos and videos that include the time and date. If they can, they should keep a sample of damaged material then dispose of the debris.