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DigniCARE Risk Solutions Introduces Workers' Compensation Program with SeaBright Insurance Company

Posted on 06 Mar 2012

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K&B Underwriters, LLC, an insurance program administrator providing values-based risk solutions to the senior living industry, recently unveiled a Workers’ Compensation program backed by SeaBright Insurance Company. SeaBright and its predecessors have been a leading provider of specialty Workers’ Comp coverage for more than 25 years. Rated “A-” (Excellent) IX by A.M. Best, SeaBright brings a sophisticated claims handling and loss control program to K&B’s senior living risk management product under the DigniCARE Risk Solutions brand.

“Our new alliance with SeaBright broadens our strong array of senior living risk management products and services,” said Bryan Baird, President of K&B Underwriters. “With our singular focus on senior living, our 50-plus years of underwriting experience, and our significant program size, we are focused on helping clients optimize their risk management solutions on an enterprise basis.”  

DigniCARE’s Workers’ Comp program offers a full spectrum of proactive services for policyholders. On the claims management side, the new K&B/SeaBright program features a national PPO network, an individual claims adjuster assigned to each account, a leading edge return-to-work program, and SeaBright’s innovative BrightCure PDQ claim model which includes an on-staff physician for doctor-to-doctor consultation. Working in sync with DigniCARE’s K&B Risk Advisors, SeaBright’s loss control resources include an online library of safety videos and other safety materials, a real-time loss information tracking system, and a loss control service center for safety advice and other assistance.

“We are very excited to be joining forces with K&B’s senior living experts,” said Tim Wood, SeaBright’s Senior Vice President of Sales. “This new program with K&B is a natural extension of our nationwide specialty Workers’ Compensation coverage for healthcare facilities, now with a greater focus on the senior living segment.”

“Our insurance program continually seeks to do the right thing for insureds as well as their residents,” Baird said. “Providing values-based risk solutions is a vision the company was founded on, and we are excited to be working with a seasoned carrier who shares our approach to senior living exposures. By helping agents and their clients take the right approach to business practices, the result will lead to a healthier and more predictable bottom line for senior living providers.”

About K&B Underwriters

K&B Underwriters, LLC is an insurance program administrator providing values-based risk solutions to the senior living industry. K&B was founded in 2004 and is based in Reston, Va. Through its DigniCARE Risk Solutions program, K&B provides comprehensive coverage options and in-house risk management solutions for all types of senior living facilities.  For more information visit:

About SeaBright Insurance Company

SeaBright Insurance Company operates as a specialty underwriter of multi-jurisdictional workers’ compensation insurance. SeaBright distributes its state act, maritime, and alternative dispute resolution workers’ compensation products through selected independent insurance brokers, managing general underwriters, selected wholesalers, and through its wholesale broker affiliate, PointSure Insurance Services, Inc. SeaBright Insurance Company is wholly owned by SeaBright Holdings, Inc. (NYSE: SBX). To learn more about SeaBright Insurance Company, visit our website at