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Program Details -

Insurance Agents Professional Liability Insurance


RPS Plus has strong relationships with the top 2 carriers in the industry.

Depending on the risk, coverage highlights can include:

  • Claims made and reported
  • Automatic 60-day Extended Reporting Period
  • Optional Extended Reporting Period up to 6 years
  • Defense costs additional to the limit (equal to the limit for
  • damages)
  • First dollar defense deductible option
  • Deductible reductions for mediation and without litigation
  • available up to 75%
  • Supplementary Payments (outside policy limits)
  • Defense of Disciplinary Actions: $50,000
  • Loss of Earnings: $50,000
  • Subpoena Expenses : $10,000
  • Insolvency Carveback for B+ A.M. Best rating, Demotech A or
  • government backed at placement
  • Contractual liability for carveback liability assumed under a
  • standard agency or brokerage agreement
  • Broad definition of "Professional Services" and "Personal Injury"
  • Aggregate Deductibles available (double/triple)
  • Punitive damages (where permitted by law)
  • Spousal/domestic partner coverage
  • Automatic coverage for independent contractors
  • Extended Claim Reporting - Loyalty Discount (50% reduction
  • in premium if continuously insured for 4 or more consecutive
  • years with carrier)
  • 80/20 hammer clause
  • Blanket predecessor coverage
  • Cyber (1st and 3rd Party) available
  • Admitted nationwide except in NE, NH, NV, NY, and WA

Who We Cover

  • Wholesalers
  • Managing General Agents
  • General Agents
  • Underwriting Managers
  • Program Administrators
  • Agents
  • Brokers
  • Surplus Lines
  • Consultants
  • Claims Administrators
  • Appraisers
  • Premium Financiers
  • Notary Public
  • Life and/or Health Agents

Coverage is subject to conditions and exclusions described in the policy. For complete terms and conditions, refer to the policy itself.

Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming