Fire Sprinkler Contractors Business Insurance Solutions

This American Fire Sprinkler Association Endorsed Program was created in 1989 and continues to be the program of choice for fire sprinkler contractors nationwide. Operations include system design, fabrication, installation, inspection, testing, and maintenance of water based systems. Other operations may be included as long as 51% of the operations are fire sprinkler installation, service and repair. (We do not exclude the installation of CPVC jobs.)

• Backed by an Insurance Carrier with Excellent Financial Strength
• Nationwide except Delaware, 5 Boroughs of New York and Cook County, Illinois

General Liability:

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $2,000,000 Products Aggregate*
• $100,000 Fire Damage Legal Liability
• $5,000 Property Damage Deductible Only, Per Occurrence
• Subject to $100,000 minimum payroll

*Limits may vary by state. Contact your underwriter for specifics.

Premium Financing:

• Premium financing is available for all lines.

Special Extensions Available:

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability

Umbrella:

Up to $25,000,000 available; submit for quote.

Submission Requirements:

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs - 5 years currently valued and details of losses over $10,000
• 2 year job list
• Expiring declarations page and rating worksheet
• 5 years premium, payroll, receipts
• Worker's Compensation - Mod

Program Website:

American Fire Sprinkler Association (AFSA)