NetGuardTM Plus provides protection for the broad range of network, privacy, and multimedia related exposures. Electronic records, HIPAA and Privacy Protection Laws have made these activities a fundamental aspect of any business holding individuals' personal information. Losses are increasing as a result of public awareness of identity theft and hacking, and the initiation of class action lawsuits.
Network Security & Privacy Insurance - Including coverage for both online and offline information, virus attacks, denial of service, and failure to prevent transmissions of malicous code. Also extends coverage for defense costa and fines/penalties for violations of privacy regulations including but not limited to HIPAA, Red Flag Rules, and the new Hi-Tech act.
Multimedia Insurance - Coverage for both online and offline media. Including claims alleging copyright/trademark infringement, libel/slander, advertising, false advertising, plagiarism, personal injury, and more.
Privacy Breach Responses Costs, Customer Notification Expenses, Customer Support & Credit Monitoring Expenses - Includes all reasonable legal, public relations, advertising, IT forensic, call center, credit monitoring and postage expenses incurred by the insured for a privacy breach response.
Network Asset Protection - Coverage for all reasonable and necessary sums required to recover and/or replace data that is compromised, damaged, lost, erased or corrupted. Coverage also includes business interruption and extra expense coverage for income loss as a result of the total or partial interruption of the insured's computer system. Includes coverage for cyber terrorism.
Cyber Extortion - Will pay extortion expenses and extortion monies as a direct result of a credible cyber extortion threat.
ELIGIBLE CLASSES INCLUDE
Limits Available: Up to $10,000,000Minimum Retention: $2,500 per ClaimMinimum Premium: $2,500Ineligible States: Illinois
Locations Served : Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington,D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, Wyoming
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