Employment Practices Liability Insurance (EPLI) Insurance

Employment Practices, Crime & D&O Liability

(Monoline & Package)

Highlights:

Employment Practices Liability - Monoline & Package

• Extended Protection is provided for spouses/estates and domestic partners of covered individuals
• Provides optional one-, two- or three-year extended reporting periods
• Pre-judgment and post-judgment interest payment covered within the limit of liability
• 30-day post-policy reporting window automatically included - subject to terms of policy.
• Optional duty to defend provision included.
• Coverage for Third-party coverage discrimination & sexual harassment available.
• Coverage for independent contractors available.
• Punitive damages available.

Fidelity & Crime Coverage - Monoline & Package

• Forgery and alteration.
• Theft of money and securities.
• Robbery and safe burglary.
• Computer/funds transfer
• Newly acquired subsidiaries with assets below 5% of the Insured’s assets
• Losses resulting from terminated employees during the first 45 days after termination
• An expanded definition of employee to include: directors, trustees, non-compensated officers while performing employee duties and students gaining work experience.
• Diminution of deductible.

Directors, Officers & Private Company Liability Insurance

• Extended Protection is provided for spouses/estates and domestic partners of covered individuals
• Provides optional one-, two- or three-year extended reporting periods
• Pre-judgment and post-judgment interest payment covered within the limit of liability
• 30-day post-policy reporting window automatically included - subject to terms of policy.
• Optional duty to defend provision included.
• Breach of Contract exclusion applicable to Entity only.
• Securities exclusion exempts small offerings pursuant to Section 3(b) of the Securities Act of 1933.
• Automatic coverage for public offerings with 30-day reporting window – subject to policy terms.

Employed Lawyers Professional Liability Insurance

• Employment-related claims arising out of an in-house attorney’s legal work.
• Legal licensing procedures.
• Civil, administrative or arbitration proceedings against an employed lawyer.
• Employers have the flexibility of purchasing coverage for specific employed lawyers or the entire legal dept.
• Protects the personal assets of employed lawyers in claims in alleging professional malpractice.
• Pays an employed lawyer’s non-indemnified damages.
• Covers the losses an employer sustains while indemnifying an employed lawyer for claims arising out of legal services.
• Provides defense costs even if the allegations of the claim are proven groundless, false or fraudulent.

Other Available Coverages - please contact Edward E. Hall to discuss your risk.

Internet Media Liability Insurance

Pension Trust Liability Insurance

Submission Requirements:
Completed ACORD application
3 years currently valued hardcopy loss runs