5Star HealthcareTM

5Star HealthcareTM is the leading source for general and professional liability for the healthcare industry. We offer several nationwide facilities including senior living, managed care, and other related programs. This business segment is growing due to an aging population and we have unmatched expertise in the insurance business. Our thorough understanding of this industry enables you to better assist your clients with specialized insurance solutions - we have your healthcare accounts covered!

Senior Living Program

5Star HealthcareTM offers general and professional liability solutions for senior living operations. Offered through an A XV rated carrier, this program includes coverage for independent and assisted living facilities for the elderly. The healthcare industry is growing due to an aging population, and we are committed to providing solutions for the specialized insurance needs of these accounts.

Eligible Classes

• Assisted Living Facilities
• Independent Living Facilities
• Skilled Nursing exposures on a limited basis

Available Products

• General Liability and Employee Benefits Liability
• Professional Liability
• Sexual and Physical Abuse
• Crisis Response
• Evacuation Expense
• Legal/Public Relations Expense

Program Highlights

• A.M. Best A XV Rated Carrier
• In-house authority for quick turnaround
• General and Professional Liability written on separate coverage towers
• Claims made and Occurrence forms available

Program Parameters

• Limits:

•  
  • Primary Limits: $1,000,000/$3,000,000
  • Excess Limits In-House: $5,000,000
  • Higher limits may be available

• Minimum Premiums:

•  
  • Claims Made: $5,000
  • Occurrence: $50,000

• Deductibles: Coverage offered first dollar with deductible/SIR options available

Ineligible Classes

• Not for Profit

Submission Requirements

• Acord 125 & 126 (GL Section)
• Supplemental application (signed and dated)
• 5 years current loss runs with claims details if applicable
• Copy of most recent annual regulatory survey and interim surveys with insured's plan of correction

Availability

Nationwide

Kidney Dialysis Clinics Program

5Star Healthcare^TM offers professional and general liability insurance for kidney dialysis clinics of any size. Offered through an A XI rated carrier, this program is exclusive to 5Star Healthcare and is available nationwide. Premium is calculated based on the annual number of clinic visits, instead of revenue, allowing for more competitive pricing. Healthcare is a large, complex and expanding segment of the economy, and we are committed to providing the best solutions for your healthcare accounts.

Eligible Classes

• Kidney Dialysis Clinics

Available Products

• General Liability
• Professional Liability
• Privacy regulation protection through Health Insurance Portability and Accountability Act (HIPAA)
• Disciplinary Hearings
• Hired & Non-Owned Auto
• Sexual Abuse/Molestation

Program Highlights

• A.M. Best A XI Rated Carrier
• In-house authority for quick turnaround
• Separate tower available for professional lines by endorsement
• General Liability occurrence form available

Program Parameters

• Limits: Up to $2,000,000/$4,000,000
• Minimum Premium: $3,500
• Minimum Deductible: $1,000
• HIPAA sublimit: $250,000
• Defense in addition to limit

Submission Requirements

• Acord Application (GL Section)
• 5Star Specialty Dialysis Clinic Application (2 pages)
• 5 years current loss runs

Availability

• Nationwide

Call us today at 877.247.9772
Email: marketing@5starsp.com
Or visit our web site at www.5starsp.com

Managed Care Program

5Star Healthcare ^TM has launched a new comprehensive product with the flexibility to include multiple coverages for managed care service providers. Provided through an A-rated carrier, this program includes coverages on a stand-alone basis or in combination. Eligible classes include IPAs, PHOs, MCOs, ASOs, and more! The healthcare industry is growing, and we are committed to providing solutions for the specialized insurance needs of these accounts, nationwide.

Eligible Classes

• Independent Physicians Associations (IPAs)
• IPA Medial Group
• Peer Review Organization
• Utilization Review Organization
• Third Party Administrator (TPA)
• Case Management
• Disease Management
• Managed Care Organization (MCO)
• Administrative Service Organization (ASO)
• Physician's Hospital Organization (PHO)
• Rental Network
• * Includes but not limited to those listed above

Available Coverage

• E&O
• Privacy & Network Security
• Fiduciary
• D&O
• Tech E&O
• EPLI
• Media

Program Highlights

• A-rated carrier
• Broad description of operations proprietary to 5Star
• Quick turnaround on quotes/policy issuance
• All coverages written on a single policy

Program Parameters

• Limits: $5,000,000/$5,000,000
• Premium: $3500 Minimum; no maximum
• Accounts with revenues up to $50mm are eligible
• Separate limits available by coverage in most cases
• Various deductible options depending on coverage/state
• Most coverages offered on a stand-alone basis

Ineligible classes

• HMO, PPO, Large Health Plans

Availability

• Nationwide